Consumer Choice Plans Health Savings Account (HSA) Plans The HSA has two distinct parts: a high deductible health insurance plan and a savings account that is used to pay qualified medical expenses. The HSA-compatible high deductible health plan (HDHP) is rapidly becoming a popular alternative to other insurance plan designs, with nearly six million Americans currently covered by an HSA-compliant HDHP. Assurant Health offers an integrated HSA plan – an IRS-qualified high deductible health plan as well as an innovative HSA administration package, HSA Tools, where customers can manage their health savings account online 24 hours a day. Health Reimbursement Arrangement (HRA) Plans Health Reimbursement Arrangements are a creative method for financing affordable major medical insurance. Assurant Health has two HRA plans, each containing many choices that enable an employer to create a unique health insurance plan that fits the needs of the employees and the business.  For more information, contact your North Star Marketing representative.  Clients should be aware that neither Assurant Health, nor its agents or affiliates are in the business of offering tax advice. Clients should consult a qualified tax professional for tax advice. Federal and state tax regulations are subject to change.