Supplemental Plans Solutions to expand coverage Assurant Health’s supplemental products are a great complement to all health plans, especially high-deductible plans, and help pay out-of-pocket health expenses. We offer a variety of supplemental products that can be sold in conjunction with our major medical plans or as stand-alone coverage. Products available in conjunction with our medical plans (varies by state): Small Group Life Insurance—Up to $30,000 per employee guaranteed issue (amount depends on medical plan selected). Additional amounts can be purchased up to $500,000.  Dental Insurance—Choice of six plans. Plans provide first-dollar coverage for preventive services with no deductible or coinsurance to satisfy! Dental insurance can also be purchased as a stand-alone product for groups of three or more.  Short Term Disability—coverage can be selected for up to 66% of an employee’s weekly salary. Two plans are available—amount is based on a percentage of employee’s salary or a flat amount from $50 to $1,000 per week. Individual Medical: SuiteSolutionsSM —Available through membership in Health Advocates Alliance, SuiteSolutions provides benefits, services and discounts that help to “gap” high deductible plans. Available benefits include Accident Medical Expense (AME) and Critical Illness.  Life Insurance—up to $200,000 term life insurance that’s available to everyone on the individual medical plan. Includes an accidental death benefit and an accelerated death benefit for terminal illness.  Dental Insurance—pays cash benefits to offset the cost of routine, basic and major dental services. Coverage can be retained even if individual medical coverage is discontinued.  Hospital Indemnity Insurance—pays cash benefits, starting with the first day of hospitalization, regardless of any other coverage. Cash can be used for both medical and non-medical expenses. Coverage can be retained even if individual medical coverage is discontinued. Product available for stand-alone sales (varies by state): VoluntaryMart®—a portfolio of eight supplemental insurance products to enhance a clients’ current coverage or to be purchased as stand-alone coverage. Products can be sold to individuals or small businesses. VoluntaryMart Video To learn more about these products, contact North Star Marketing today!